Muri Werurwe 2011, BNR yakoze amakosa yo guhemba abakozi 110 b’akarere ka Rwamagana inshuro ebyiri, yibuka gukemura icyo kibazo muri Kamena 2012 hashize umwaka urenga kandi ntivugane n’abakozi uko bakwishyura buhoro buhoro kugira ngo ubuzima bw’imiryango yabo butahazaharira.

Bamwe muri bo ngo bafite imyenda y’amabanki bagomba kwishyura buri kwezi, ukererewe agacibwa ibihano bikarishye. Abandi bavuga ko babeshwaho n’umushahara gusa ku buryo kuwufatira wose icyarimwe byazabasiga mu bibazo bikomeye n’imiryango batunze itegereje amaramuko kuri uwo mushahara.

Mu bakozi bafatiriwe imishahara harimo n’abatarigeze babona ayo mafaranga, BNR ivuga ko imishahara y’abo bakozi batari barahembwe inshuro ebyiri yaheze muri BPR kuko yayohereje ku makonti yabo.

Katete William ushinzwe itangazamakuru muri BNR yabwiye Kigali Today ko iyi banki yagize ikibazo cya tekiniki, ikohereza imishahara y’abakozi 110 b’akarere ka Rwamagana inshuro ebyiri ku makonti yabo, ibi ariko bikaba byarabaye ku bakozi bahemberwa muri Banque Populaire gusa.

Ayo makosa yabaye mu kwezi kwa Werurwe 2011, ubwo abo bakozi bahembwaga ukwezi kwa Gashyantare 2011. Amafaranga yose BNR yishyuza aba bakozi arasaga miliyoni 14 (14,369,766 rwf).

Amakosa ni ayande?

Impande zihuriye muri iki kibazo kireba abakozi 110 b’akarere ka Rwamagana, abakorera ku karere, mu mirenge no mu tugari, ziritana ba mwana.

Katete William uvugira BNR yavuze ko BNR yafatiriye ariya mafaranga muri uku kwezi kuko yasabye abakozi kuyigana ngo bumvikane uko bazasubiza amafaranga bagaterera agati mu ryinyo. Aba bakozi ariko bo bavuga ko BNR itigeze ibandikira kuko batari kwanga kwitaba bazi neza ko babonye ayo mafaranga inshuro ebyiri.

Sesonga Olga ushinzwe igenzura ry’umurimo i Rwamagana, akaba no mu bafatiriwe amafaranga ati “Nta mukozi n’umwe BNR yigeze yegera ngo bavugane uko icyo kibazo cyakemuka ngo abyange pe. Twese twashidutse batubwira ngo twahagarikiwe imishahara, bamwe ntitwari twaranamenye ko twahawe ayo mafaranga kabiri dore ko twese tutajya tugenzura konti buri munsi.”

Nkurunziza Francois Xavier, umunyamategeko akaba n’inzobere by’amabanki n’ubucuruzi, asobanura ko umuntu wese ubonye amafaranga kuri konti ye, cyangwa undi mutungo wose utari uwe, aho awubonye hose asabwa gushaka uko usubizwa nyirawo.

Akomeza agira ati “Ubundi gusubiza iby’abandi ni ikinyabupfura cy’ibanze. Noneho kwakira ibyo utagombaga kwakira bikaba amakosa. Abo bakozi bagombaga gusubiza ayo mafaranga kuko bari bazi neza uko umushahara wabo ungana, amafaranga bazi ko batakoreye si ayabo kandi kuyasubiza ni ihame.”

Fred Mushindaji uyobora umurenge wa Muyumbu muri Rwamagana we ati “Ibi bintu birimo akarengane. Njye muri Werurwe 2011 nabonye mfite amafaranga menshi kuri konti, nkurikiranye BPR imbwira ko nahembwe kabiri. Ndibuka neza ko nabajije abakozi ba BPR uko byagenze bakansubiza muri aya magambo “None ko amafaranga ari ayawe kuri konti yawe uragira ngo tubigenze dute? Amafaranga ni ayawe, ni wowe uzi uko ucunga konti yawe, twe nka banki nta kibazo tubona kuri konti yawe.”

Uyu Munyamabanga Nshingwabikorwa akomeza agira ati “Ndabyibuka rwose, ubanza n’umukozi wabimbwiye abaye agihari namwerekana kuko twabitinzeho mubaza uko nabonye ayo mafaranga. None BNR ngo nanze kuyitaba ngo tuvugane uko mbasubiza amafaranga?”

Uyu Munyamabanga Nshingwabikorwa avuga kandi ko azi n’abandi bakozi babiri babajije banki ikabasubiza ko yakira amafaranga ikayageza kuri konti bayihaye, ngo ibindi bitayireba.

Sesonga Olga ariko avuga ko uhagarariye BNR mu Ntara y’Uburasirazuba rikorera i Rwamagana yari yamubwiye ko bazemerera abakozi bakishyura nko mu byiciro bitatu cyangwa bine ayo mafaranga, ariko abakozi n’imiryango yabo ntibahere mu nzitane y’ibibazo. Iryo sezerano ariko ngo ntiryubahirijwe.

Abakozi batabonye ayo mafaranga yo muri Werurwe 2011 nibo barakaye cyane

Muri bariya bakozi 110 BNR yafatiriye imishahara ya Kamena 2012, Kigali Today yabashije kumenya bagera kuri 24 bavuga ko bataranabona ayo mafaranga BNR ivuga ko ibishyuza.

Umwe muri bo ati “Njye nzarega umukoresha wanjye(akarere ka Rwamagana) ko atampembye kandi narakoze akazi twumvikanye. Ibyo kuba BNR yarampembye kabiri ntabyo nzi, n’ubu konti yanjye ntirigera yakira ayo mafaranga. Ibyemezo bya banki nasabye ejobundi birigaragaza.”

Muri aba bakozi kandi harimo abatumva aho bazahera amabanki yabo bayabaza aho amafaranga yabo yagiye kuko bigaragara ko nta mafaranga yageze kuri konti zabo ngo nyuma aveho.

Umwe muri bo yagize ati “Ese ubwo nzajya kuri banki mbabaze impamvu batampembye cyangwa nzavuga ko ari amafaranga agenda ate? Icyampa icyemeza ko BNR yayanyoherereje kabiri nkabona ubujya kuyasaba”.

Akarere ka Rwamagana karabivugaho iki?

Uwimana Nehemie uyobora Akarere ka Rwamagana avuga ko ubuyobozi bw’akarere budashobora gukemura icyo kibazo. Uyu muyobozi ati “Turumva abakozi bahembwe ayo mafaranga bazagomba kuyishyura nta shiti, ariko uko bakumvikana n’amabanki yabo kwishyura nta jambo akarere kabigiramo kuko ni ubuzima bwite bw’abakozi n’amabanki batubwira kubahemberamo. Imbere y’amategeko, abakozi bacu twarabahembye ku makonti baduhaye, buri wese yabaza banki ye impamvu itamuha umushahara we.”

Kigalitoday yamenye ariko ko BNR yandikiye Akarere ka Rwamagana tariki 29/05/2012 ngo akarere kazayifashe kwishyuza no kugaruza ayo mafaranga. BNR ngo yasabaga ko Akarere kakata abakozi bako amafaranga angana n’ayo buri mukozi yahembwe inshuro ebyiri muri Werurwe 2011, Akarere kakayakata ku mushahara wa Kamena 2012.

Umuyobozi w’Akarere ka Rwamagana aravuga ko nta jambo akarere gafite muri icyo kibazo.

Akarere ka Rwamagana kasubije BNR ko ibyo katabifitiye uburenganzira kuko umushahara w’umukozi wagakoreye neza kadafite impamvu yo kuwukoraho.
Byongeye kandi ngo hari abakozi bamwe bahawe ayo mafaranga batagikorera akarere, hakaba n’abahinduriwe umushahara. Ibi byose ngo byasabaga BNR ko yumvikana n’abakozi cyangwa se BPR yatumyeho abo bakozi.

Ibi ariko ntibyakozwe kuko abakozi bavuga ko BNR itarabahamagara ngo bavugane kuri iki kibazo. Mushindaji Fred na Sesonga Olga abakozi bashinze kubavugira kuri iki kibazo bavuga ko basabye uhagarariye BNR mu Burasirazuba guhura ngo bumvikane akaba atarababonera umwanya wo kubakira.

BPR nayo iravuga ko itarumva iki kibazo kuko Banki Nkuru y’u Rwanda itigeze iyikimenyesha. John Magara uvugira BPR yabwiye Kigalitoday ko BPR ikora akazi ko gushyikiriza imishahara abo BNR n’abandi bakoresha bayitumyeho, ikaba nta kindi izi ku bakozi ba Rwamagana.

Ahishakiye Jean d’Amour